Your predictable monthly bills — the payments you already know are coming.
Rent, electricity, water, phone & internet. Own your home? Enter your mortgage under Mortgages on the Debts & Mortgages page — not here — so it isn't counted twice.
Car payment, insurance, transit pass, parking. Put gas/fuel under Everyday spending — it flexes month to month.
Childcare, tuition, gym, pet costs, memberships
Netflix, Spotify, apps, cloud storage
One rough estimate of your flexible spending. You don't need to track every purchase.
About how much do you normally spend each month on groceries, gas, dining, and everyday shopping? Just one estimate — it doesn't need to be exact. We compare it to your recommended Spendable so you can see how your habits line up with your plan.
Money you intentionally set aside for your future.
Emergency fund, general savings, money toward a goal. Tip: if you already track a contribution under Savings Goals or Investments, don't also add it here — enter each amount once so it isn't counted twice.