Go at your own pace. There's no deadline and nothing to submit — you check off each step yourself as you finish it.
No one will contact you out of the blue. The plan is self-guided and your budget stays private — but if you'd like a second look, you can message an advisor any time from your account.
Some steps take time to play out. A week of tracking, 90 days of new habits, or waiting for a card to arrive — that waiting is part of the plan, not a delay on our end.
A few steps need a document on hand. Where that's true, the stage lists exactly what to gather before you start.