A beautiful, plain-language tool for budgeting, paying off debt, and building savings — with an AI Money Coach that works from your real numbers. No finance background required.
One payment · No subscription, ever · Lifetime access
Set what you want to spend in each category and watch it fill as the month goes. No spreadsheets, no jargon — just a clear picture of where your money is going and how much is left.
From the money coming in to the money that's left — see exactly where every dollar goes each month.
Your income splits into what matters — and you always know what's left to spend.
Watch your balance fall, and compare the two proven payoff strategies side by side to find the one that saves you the most.
Avalanche could save you about $840 in interest — Restart shows you both, then you choose.
An emergency fund, a trip, a home — set the target and watch the ring fill as you get closer.
Restart guides you from your first budget all the way to financial freedom — you always know where you are and what's next.
Ask anything — "can I afford this?", "how do I pay this off faster?", "where is my money going?" — and get a straight answer built on your real budget, available any time.
No hidden fees, no upsells, no selling your data. One clear price, real tools, and guidance from people who help with debt for a living.
Start with the free Debt Roll-Up — no account, no card. See what you'd save in a couple of minutes.
One payment · Lifetime access · Built for Canada & the U.S.