See your money clearly.
Take back control.
A plain-language path for organizing your cash flow, learning about credit, and building savings — with a Money Coach that uses a limited summary of the figures you enter. No finance background required.
One payment · No recurring subscription · Access terms shown before checkout
Every dollar, on a plan you can actually see
Enter a monthly plan for each category and compare it with the other figures you have entered. Restart does not connect to your bank or monitor purchases.
- Plan amounts stay visible so you can review your assumptions at a glance.
- Realistic categories for how people actually spend — housing, groceries, transport, fun.
- Updates when you edit it — estimated Play Money changes when you revise income, bills, flexible essentials, or savings.
Map your planned cash flow, start to finish
See how the monthly figures you enter fit together and what estimated room remains. Reconcile it against your statements before making decisions.
Estimated Play Money is the remainder after fixed commitments, irregular essentials, flexible essentials, people you support, and chosen savings are included.
Get out of debt faster — and see the finish line
Watch your balance fall, and compare the two proven payoff strategies side by side to find the one that saves you the most.
Avalanche could save you about $840 in interest — Restart shows you both, then you choose.
Give every goal a finish line
An emergency fund, a trip, a home — set the target and watch the ring fill as you get closer.
A clear path, one step at a time
A signed-in client sees all 10 landmarks. This preview groups the path into six plain stages, from welcome to the final prize.
- WelcomeDone
- Private LetterDone
- Learn the BasicsDone
- Build My MapDo this next
- Rebuild CreditComing up
- Your PrizeGraduation
Answers about your money, not money in general
Ask anything — "can I afford this?", "how do I pay this off faster?", "where is my money going?" — and get a straight answer built on your real budget, available any time.
- Plain-language guidance — no judgment, no jargon.
- Works from your actual income, bills and goals.
- Turns advice into action — goals, plans and next steps.
Money is personal — so we keep it honest
No hidden fees, no upsells, no selling your data. One clear price, real tools, and guidance from people who help with debt for a living.
Your fresh start begins with one clear look at your money.
Start with the free Debt Roll-Up — no account, no card. See what you'd save in a couple of minutes.
One payment · No recurring subscription · Canada/U.S. availability differs