Disclaimer

Last updated: July 29, 2026

Educational purpose

All content on Restart Financial — including the courses, articles, tools, calculators, examples, and the in-app coach — is provided for general educational and informational purposes only. It is designed to help you understand money concepts, not to tell you what to do with your specific situation.

Not professional advice

We are not your accountant, financial advisor, tax preparer, lawyer, or licensed insolvency trustee, and using the Service does not create any professional or advisory relationship. Before acting on anything you learn here, you should consult a qualified, licensed professional who can consider your full circumstances.

Figures change — verify with the source

Tax brackets, contribution limits (such as RRSP, TFSA, 401(k), and IRA limits), benefit amounts, interest rates, and laws change regularly and differ by province and state. While we work to keep the content current, you should always confirm current figures and rules with the relevant official source — for example, the Canada Revenue Agency (Canada) or the Internal Revenue Service (United States).

No guarantee of results

Personal finance outcomes depend on many factors unique to you. We do not guarantee any particular financial result, saving, credit-score change, or outcome from using the Service. Any examples or figures are illustrative.

Country-specific content

Restart Financial includes both Canadian and U.S. content. Make sure you're following the material for your own country, and remember that rules can vary further by province or state.

External links

The Service may link to third-party websites. We are not responsible for the content or accuracy of external sites.